Life
Burial insurance or a prepaid funeral plan: which is better?
A side by side look at cost, flexibility, and what happens if you move, change your mind, or the funeral home closes.
Medicare Advantage
Are there $0 premium Medicare Advantage plans near me?
Zero premium means the plan adds no monthly bill of its own. You still pay Part B, copays and drug costs. How to judge a plan like that.
Medigap
Why did my Medigap premium go up?
Medigap rates rise for three reasons: your age, an increase for everyone on the plan, or a plan closed to new members. How to tell which one hit you.
Part D
When can I enroll in or change my Part D plan?
Every window for joining, switching or dropping drug coverage, and the two month deadline that catches people leaving an employer plan.
Medicare
When can I sign up for Medicare?
Your first chance is the seven months around your 65th birthday. After that, each window has its own dates and its own job. Here they all are.
Medigap
What does Medigap not cover?
A Medigap policy pays your share of what Medicare covers. Drugs, dental, vision, hearing and long term care sit outside it. What to do about each gap.
Health and ACA
What is the premium tax credit and how does it work?
The premium tax credit lowers your monthly Marketplace premium. How the amount is set, and why the income you estimate matters at tax time.
Health and ACA
What is Obamacare and how does it work?
Obamacare and the ACA Marketplace are the same thing. Here is what it is, who it is for, and what the law changed.
Medigap
What is Medigap (Medicare Supplement insurance)?
Medigap is a private policy that pays the share Original Medicare leaves you, and every plan letter covers the same things at any company.
Part D
What is Medicare Part D?
Part D is Medicare's drug coverage, sold by private insurance companies under federal rules. How it works, what you pay, and why skipping it costs you.
Medicare
What is Medicare and how does it work?
Medicare is federal health insurance that starts at 65 for most people. It has four parts, and at 65 you choose one of two ways to put them together.
Medicare Advantage
What is Medicare Advantage (Part C)?
Medicare Advantage, or Part C, is a private plan that runs the Medicare you already have. Here is how it works and what it asks of you.