Medigap
How do I compare Medigap rates from different companies?
Every company sells the same letter plan with the same benefits, so this is a price comparison. Here is what to ask beyond the monthly quote.
Auto
How much does car insurance go up after an accident?
An at fault accident usually adds a surcharge at renewal. What that means in Texas, how long it lasts, and what to do instead of just paying it.
Medicare Advantage
How do I cancel my Medicare Advantage plan?
You rarely cancel directly. You enroll in your next coverage and the old plan ends on its own. The order you do it in decides whether a gap opens.
Health and ACA
Can immigrants and green card holders get Obamacare?
Lawfully present immigrants can buy Marketplace coverage and can qualify for the premium tax credit. Here is who counts and how mixed status families apply.
Medigap
Can I switch Medigap plans any time?
You can apply to switch on any day of the year. Whether a company accepts you depends on your health. Here is how to switch without a gap.
Medicare
Can I keep my own doctor with Medicare?
With Original Medicare, yes, any doctor that accepts Medicare. With Medicare Advantage, only if your doctor is in that plan's network, and networks change every January.
Health and ACA
What is the difference between bronze, silver, gold and platinum plans?
The metal level tells you how costs are split between you and the plan, not how good the care is. One level carries a discount the others do not.
Medigap
How do Medigap Plan G, Plan N and Plan F compare?
Plan G, Plan N and Plan F fill the same gaps in different ways. Here is what each letter pays and who each one fits.
Medicare Advantage
How do I compare Medicare Advantage plans?
No one plan fits everyone. Compare on your doctors, your medicines, your worst year of costs and how you live, and look at extras last.
Medicare
How do I apply for Medicare if I delayed past 65?
You file the Part B application together with an employer form that proves you had coverage through a job. That form is what keeps you out of a late penalty.
Health and ACA
What is the Texas coverage gap?
Texas did not widen Medicaid, so some adults earn too little for Marketplace help and too much for Medicaid. Here is what to do if that is you.
Health and ACA
Why did my Marketplace premium go up?
Four things can push a Marketplace premium up, and only one is about you. How to tell which one hit you, and what to do before you renew.