Medigap
Does Medigap cover me when I travel or move to another state?
A supplement works in every state with no network, and it moves with you. What the foreign travel benefit pays, and where it stops.
Medigap
Why do Medigap prices differ by company for the same plan?
The same Medigap letter buys the same benefits at every company. What changes is the pricing method, the health questions and the rate history.
Medigap
Can I be denied Medigap for pre-existing conditions?
Inside your Medigap open enrollment window, no company in Texas can say no. Outside it, health questions apply. Here is how the timing works.
Medigap
What is the difference between Plan F and Plan G?
Plan F and Plan G cover the same things except the yearly Part B deductible, and Plan F is closed to people who became eligible in 2020 or later.
Medigap
How do I decide between Medigap and Medicare Advantage?
Six questions settle it for most people. Your doctors, your travel, your health outlook, the two cost totals, the extra benefits, and the paperwork.
Medigap
When is my Medigap open enrollment period?
Six months, starting the month your Part B begins at 65 or later. It opens once, and in Texas it does not come back.
Medigap
Can I use Medigap with any doctor that accepts Medicare?
Yes, any doctor in the country who accepts Medicare, with no network and no referrals. Here is the billing detail worth knowing.
Medigap
Can I switch from Medicare Advantage to a Medigap plan?
You can leave Advantage in two windows a year. Whether you can get a Medigap policy after that depends on underwriting, unless a trial right applies.
Medicare
What is the difference between Medicare and Medicaid?
Medicare is based on age and starts at 65. Medicaid is based on income and what you own, and in Texas the rules are stricter than most people expect.
Medigap
How much does a Medicare Supplement cost?
Prices differ for coverage that is identical. Here is what moves the number, and what to look at besides the first year quote.
Medicare
What are the parts of Medicare (A, B, C and D)?
Medicare has four parts. A and B come from the government, C and D come from private companies. Here is what each one pays for and how they fit together.
Part D
How much does Medicare Part D cost per month?
Part D cost is made of four pieces. The monthly premium is only one of them, and usually the smallest if you take medication every month.